These houses tended to be small, one or one-and-a-half stories and Victorian Vernacular in style. Since they were meant to be economical cottages, they employed a relatively large amount of standardization. They are usually frame structures with compact plans and a modicum of decorative trim. Typically, these houses were designed by a carpenter/builder and were often built for speculation. Many of these houses are found in Herron-Morton Place although they are concentrated in the Allen and Root addition along Delaware, Alabama, and New Jersey Streets between 16th Street and 19th Street.
- One or one-and-a-half stories are typical with a relatively steep pitched gabled roof facing the street.
- Wooden brackets visually support the projecting eaves.
- One story, shed roofed sections often added to the rear.
- Two or three bays across front.
- Narrow porch often extends across the full length of the front elevation, though porches were not always original to all cottages.
- Rectangular "L" shaped or "T" shaped plans.
- Moderate use of decorative trim and gingerbread decoration.